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The AFT Occupational Liability Insurance Policy
- Claim protection for compensatory damages for civil actions arising out of
bodily injury or death of students while under the supervision of the member.
This includes civil corporal punishment claims.
- Personal injury coverage for libel, slander, defamation of character,
violation of the right of privacy or detention, etc.
- Protection for members for damage or destruction to the property of others.
- Bond premiums available if required for the defense of a suit.
The AFT Legal Action Trust
- Defense costs up to $250,000 per member per year for suits involving the
denial of constitutional rights.
- Up to $1,000,000 per member per year for inadvertent acts or omissions -
including "failure to educate."
- Defense costs up to $35,000 per member per year for criminal charges
arising out of school activities where there is completed exoneration.
However, if criminal proceedings result from corporal punishment, the
reimbursement of defense costs up to $35,000 will be made regardless of the
outcome.
- Up to $5,000 for defense of covered claims in licensure board or credential
hearings resulting from educational employment activities.
If an insured member is assaulted while engaged in his or her normal
professional duties, this Plan could provide:
- Up to $250 for damages to the member's personal property (other than
vehicles) when the damage is the result of an assault to the member and if
the member has no other insurance.
- And a $10,000 assault death benefit - regardless of other insurance - in the
event the member dies within ninety days.
- Worldwide coverage.
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