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Are You Aware?
For almost any reason, you can be sued for alleged errors or mistakes
in the delivery of — or even failure to deliver — your professional
services.
And, whether valid or not, a claim for a negligent act, error, omission
or personal injury could mean expensive litigation and a damaging judgment
if an award is rendered against you.
Lawsuits against educators have increased at an alarming rate. To protect
our educators, this comprehensive plan has been designed with your needs
in mind. You can now secure $1,000,000 in liability protection against
an unexpected lawsuit for damages arising from the professional services
you provide. This even includes self-employed tutorial activities performed
on a part-time basis . . . other plans add an additional premium charge
for these activities.
The Educators Professional Liability Insurance Plan pays legal fees
and related court costs even if the allegations of a lawsuit are groundless,
false or fraudulent. Plus, you’ll be paid up to $250 for loss of
earnings each day you’re required to attend a trial, hearing or
arbitration proceeding with a maximum payment of $5,000 for any one or
series of trials, hearings or arbitration proceedings.
What’s more, if you should terminate your coverage at any time,
or if you should decide not to renew your policy at the end of the policy
year, you may purchase an extended reporting period option for up to one,
two or three years. In the event of retirement, an unlimited extended
reporting period is available.
Please read your policy carefully for complete coverage details. Protect
yourself now . . .
turn inside for full details; then complete your application today!
. . .provides protection for professional liability claims including,
but not limited to:
- Corporal Punishment Claims. (up to $10,000 of claims expense reimbursement).
- Breach of Professional Duty.
- Personal Injury (libel, slander, defamation of character, etc.).
- Publisher’s Liability —specifically for the publication
of research papers or similarmaterial, but only if compensation is not
received.
- Employment Tenure Disputes.
- Up to $5,000 for defense of covered claims in licensure board or credential
hearings resulting from educational employment activities.
Plus—you’re protected with additional benefits not normally
found in either your employer’s policy or any other individual policies,
including:
- Self-employed tutorial activities on a part-time basis are covered
automatically and at no additional cost. Most other policies charge
an additional premium.
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