Disability Income Features:
	Monthly benefit up to $5,000 available to Member and Spouse.
	Flexibility in Plan Designs. You choose from a variety of Waiting and Benefit Periods.
	Maternity benefits paid for up to six weeks.
	Fifty percent of monthly benefit available when insured returns to work on a limited basis following a total disability.
	Monthly benefit paid for 12 months to surviving spouse or children should totally-disabled insured pass away.
	Spouse can apply even if member does not.
	Domestic Partner Coverage Available.